Origin Specialty, a partner company of Beyond Risk, is combining its deep expertise in hospitality underwriting with Emerald Bay’s strong financial backing and collaborative approach for the launch of a new Specialty Property Insurance Program.

Tailored specifically for quick-service restaurants (QSRs), the new program features enhanced property coverages and in-house claims handling.

It has been designed to address the unique challenges faced by QSR operators, the program provides coverage for locations with up to $5 million TIV.

“This partnership marks a significant evolution in our property offerings,” said Daniel Rossen, Head of Property Underwriting at Origin Specialty. “By targeting QSRs with a purpose-built solution, we’re raising the bar for flexible, responsive property coverage. Emerald Bay’s underwriting strength and financial foundation allow us to deliver a tailored, efficient product.”

Coverage offerings may include: property enhancement endorsements, business interruption and extra expense, spoilage coverage, food contamination, and employee dishonesty.

Additional available protections like equipment breakdown and utility service coverage further enhance the value of the program.

Emerald Bay Specialty Insurance Company will be offering this monoline property product, which can be bundled with Origin’s casualty offerings.

Thanks to in-house quoting and binding authority, the program provides fast, flexible solutions and multiple deductible options.

George Dragonetti, Head of Property Underwriting at Emerald Bay Risk Solutions, commented: “This program showcases the strengths of both organizations: disciplined underwriting, targeted coverage enhancements, and refined risk appetite. It is built for the high-paced, high-exposure QSR environment, and provides brokers with dependable capacity and strong execution.”

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